YOUR Money, Your Way
After years of fixing and flipping houses, Jeanette Fisher knows the best ways to finance your Tiny Home project.
Many lenders finance ADUs and Tiny Houses. Unlike tiny houses on wheels, a Tiny House built on a lot or as an ADU (Accessory Dwelling Unit — second home on your existing land) can be financed as a real estate loan. A tiny house on wheels gets financed like an RV or manufactured home, including higher finance costs. Also, recreational tiny homes on wheels don’t hold real estate value and depreciate like an automobile or house trailer.
Homeowners with equity in their homes in California can build two ADUs without any money out of pocket. California passed new laws in 2020 and 2021 forbidding cities to charge hefty permit charges. California property no longer is zoned R1 or one house per lot. Seniors can get a Reverse Mortgage with no monthly payments and use the money to build income-producing Tiny Homes. Imagine what you can do with extra money each month and zero payments.
Homeowners who want to simplify their lives can move from their primary home into a new smaller custom home, rent out the main house, and stay on their land in the neighborhood they love.
Call OR Text Jeanette Fisher to find the best lender for your specific desires.
(714) 213-0354
Another option: If you want to buy an existing California property with convenient space to build income-producing units, contact us. We follow the market and know which properties will give you the best return on your money. Jeanette Fisher has been a Realtor since the 70s.
Let’s Build that Tiny House YOU Dream Up!